![]() Chip-enabled ATMs have all of the features that you are used to. What does a chip-enabled ATM look like?Ī. You will still have a magnetic stripe on the back so that you can use it at merchants who don’t accept chip cards yet. If you have a chip card, the chip is located on the front of the card. PNC will continue to provide 24-hour fraud monitoring and your PNC Visa ® debit, credit, and PNC SmartAccess cards come with Zero Liability Fraud Protection. Your chip card provides an additional layer of security at chip-enabled terminals however, perpetrators continue to look for new opportunities to commit fraud. Will my chip card prevent all fraudulent activity?Ī. ![]() There are more than 3.4 billion chip cards issued across the globe. Chip cards are based on a global card payment standard called EMV, currently used in more than 80 countries. ![]() A chip card enhances card security for electronic payments when inserted in the chip card reader (not swiped) of a chip-enabled terminal. The chip generates a unique transaction code which is shared with the ATM processor.
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